Five weeks ago I discovered I was full. Full. To here. I have whined a lot about being tired of all kinds of things, but, to be honest, I have done little to change much of it. But, I have a secret.
I have been on a plan for five full weeks. And, this is from a person who can only commit to four knitting projects and six books at a time. In fact, my Father once remarked that the only reason I carried my son for nine months was because Nature wouldn't give me other options or let me "finish it later." And, by the way, he was two weeks late. I think it was a cruel joke.
For some time I have talked about wanting to pay off the house, be out of debt, lessen my stress, and so forth. But, frankly, I have done a passing effort at these things. Now, Dave Ramsey and I are more than going steady. We are shacking up. Yeah. I have a spreadsheet by my place at the kitchen table that gets filled out every night and every penny is accounted for. And, I have a plan.
I am selling the farm. Close your mouth or it will freeze that way.
This is going to take a little time. First, the house has to be cleaned and cleared, projects finished, two floors redone (one resanded and sealed and one replaced as the tile is cracking), a little indoor painting, and some updates done to the bathrooms. Then, the outside has to be dealt with: a blind ditch that I kept telling the Mister NOT to drive his tractor over has collapsed, filling my yard with a small stream that is just muddy and not pleasant; painting needs to be done to freshen the house; and, landscape has to be replaced.
Since I work full-time and still hit the craft shows about a dozen times a year, it will take awhile to get it all done. I am compiling a notebook with a page for each room with a list of what needs done. I will start with the messiest construction -- the kitchen floor -- and work from there. At the same time, I will be clearing Every Single Space so that this monster house will look, well, monster.
The next step in the plan is to live on a strict budget. I paid off one debt in the past month and cash flowed three major repairs to the car and truck. Dave is right; writing it down makes you honest in what you are choosing and makes the money go farther. I still have money left at the end of the month. Amazing.
Concurrent with this is getting my income up even more. I have started a little tutoring on the side and like it very much. I actually feel that I am teaching more than I do in my classroom. These are a wide variety of students and it is marvelous to stretch myself with things I don't normally do. I have created syntax trees, edited documents, and even taught capitalization! Such fun and I love seeing the extra money come in.
To keep myself honest, I purchased those adorable plastic magnet numbers and put the total debt on the refrigerator Right Where I Have To See It Every Time I Go In The Kitchen. It bugs me and I love to even change one number. I have a target date up as well to remind me that I am on a schedule.
Now, you ask, where will I go? What will I do? Simple. I am moving to the family farm where I am building a smaller house that will be much more energy efficient and, more importantly, paid for. My sister is building around the corner in the same pasture. I am excited beyond words.